BanksPINNACLE BANK

PINNACLE BANK

LINCOLN, NELargeEst. Jan. 1, 1880, midnightFDIC #10634RSSD #913856FDIC
Latest · 2025-12-31

PINNACLE BANK is an FDIC-insured commercial bank headquartered in LINCOLN, NE, established in Jan. 1, 1880, midnight. As of 2025-12-31, the bank reported total assets of $8.9B and total deposits of $7.8B. Profitability stands at 1.39% ROA and 14.44% ROE, with a net interest margin of 3.38%. CET1 capital ratio: 12.37%, well above regulatory minimums. NPL ratio: 0.03% · Texas Ratio: 1.11%. Operates 72 domestic branches.

Assets
$8.9B
Deposits
$7.8B
Loans
$6.6B
Equity
$858M

Profitability

Return on Assets (ROA)1.39%
Return on Equity (ROE)14.44%
Net Interest Margin3.38%
Yield on Assets5.31%
Cost of Funds2.00%

Asset Quality

NPL Ratio0.03%
Net Charge-Off Ratio0.01%
Texas Ratio1.11%
NPA Ratio0.12%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio12.37%
Tier 1 Capital12.37%
Total Capital Ratio13.47%
Leverage Ratio10.38%
Loan-to-Deposit84.29%

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