TRI-COUNTY BANK & TRUST COMPANY

ROACHDALE, IN | Small | Est. Oct. 7, 1892, midnight | FDIC #210 | RSSD #914545 | FDIC
Latest Report: 2025-12-31

TRI-COUNTY BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in ROACHDALE, IN, established in Oct. 7, 1892, midnight. As of 2025-12-31, the bank reported total assets of $296M and total deposits of $241M. Profitability stands at 0.53% ROA and 6.54% ROE, with a net interest margin of 2.88%. The bank's CET1 capital ratio is 8.01%. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 2.67%. FDIC Certificate #210.

Assets

$296M

Deposits

$241M

Loans

$204M

Equity

$24M

Profitability

Return on Assets (ROA) 0.53%
Return on Equity (ROE) 6.54%
Net Interest Margin (NIM) 2.88%
Yield on Assets 5.17%
Cost of Funds 2.30%

Asset Quality

NPL Ratio 0.35%
Net Charge-Off Ratio --
Texas Ratio 2.67%
NPA Ratio 0.24%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 8.01%
Tier 1 Capital 8.01%
Total Capital Ratio 8.41%
Leverage Ratio 9.59%
Loan-to-Deposit 84.68%

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