BANKFIRST FINANCIAL SERVICES

MACON, MS | Large | Est. June 1, 1888, midnight | FDIC #8870 | RSSD #914648 | FED
Latest Report: 2025-12-31

BANKFIRST FINANCIAL SERVICES is aln large FDIC-insured commercial bank headquartered in MACON, MS, established in June 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $3.3B and total deposits of $2.8B. Profitability stands at 1.33% ROA and 10.49% ROE, with a net interest margin of 3.85%. The bank's CET1 capital ratio is 7.76%. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 3.19%. FDIC Certificate #8870.

Assets

$3.3B

Deposits

$2.8B

Loans

$2.2B

Equity

$422M

Profitability

Return on Assets (ROA) 1.33%
Return on Equity (ROE) 10.49%
Net Interest Margin (NIM) 3.85%
Yield on Assets 5.53%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 0.65%
Net Charge-Off Ratio 0.15%
Texas Ratio 3.19%
NPA Ratio 0.44%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 7.76%
Tier 1 Capital 7.76%
Total Capital Ratio 8.14%
Leverage Ratio 10.35%
Loan-to-Deposit 78.61%

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