PEOPLES BANK OF MONITEAU COUNTY

JAMESTOWN, MO | Micro | Est. Jan. 13, 1941, midnight | FDIC #15792 | RSSD #915056 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF MONITEAU COUNTY is amn micro FDIC-insured commercial bank headquartered in JAMESTOWN, MO, established in Jan. 13, 1941, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $70M. Profitability stands at 1.26% ROA and 12.94% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 10.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 4.44%. FDIC Certificate #15792.

Assets

$80M

Deposits

$70M

Loans

$49M

Equity

$8M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 12.94%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.79%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 0.80%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.44%
NPA Ratio 0.48%
ACL / Loans 1.40%

Capital & Liquidity

CET1 Ratio 10.04%
Tier 1 Capital 10.04%
Total Capital Ratio 10.54%
Leverage Ratio 10.74%
Loan-to-Deposit 69.39%

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