BanksPEOPLES BANK OF MONITEAU COUNTY

PEOPLES BANK OF MONITEAU COUNTY

JAMESTOWN, MOMicroEst. Jan. 13, 1941, midnightFDIC #15792RSSD #915056FDIC
Latest · 2025-12-31

PEOPLES BANK OF MONITEAU COUNTY is an FDIC-insured commercial bank headquartered in JAMESTOWN, MO, established in Jan. 13, 1941, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $70M. Profitability stands at 1.26% ROA and 12.94% ROE, with a net interest margin of 3.80%. CET1 capital ratio: 10.04%, well above regulatory minimums. NPL ratio: 0.80% · Texas Ratio: 4.44%. Operates 2 domestic branches.

Assets
$80M
Deposits
$70M
Loans
$49M
Equity
$8M

Profitability

Return on Assets (ROA)1.26%
Return on Equity (ROE)12.94%
Net Interest Margin3.80%
Yield on Assets5.79%
Cost of Funds2.07%

Asset Quality

NPL Ratio0.80%
Net Charge-Off Ratio0.00%
Texas Ratio4.44%
NPA Ratio0.48%
ACL / Loans1.40%

Capital & Liquidity

CET1 Ratio10.04%
Tier 1 Capital10.04%
Total Capital Ratio10.54%
Leverage Ratio10.74%
Loan-to-Deposit69.39%

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