HAWAII NATIONAL BANK

HONOLULU, HI | Medium | Est. Sept. 16, 1960, midnight | FDIC #18296 | RSSD #915065 | OCC
Latest Report: 2025-12-31

HAWAII NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in HONOLULU, HI, established in Sept. 16, 1960, midnight. As of 2025-12-31, the bank reported total assets of $893M and total deposits of $795M. Profitability stands at 0.51% ROA and 4.91% ROE, with a net interest margin of 4.25%. The bank's CET1 capital ratio is 17.03%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.04%. FDIC Certificate #18296.

Assets

$893M

Deposits

$795M

Loans

$530M

Equity

$93M

Profitability

Return on Assets (ROA) 0.51%
Return on Equity (ROE) 4.91%
Net Interest Margin (NIM) 4.25%
Yield on Assets 5.50%
Cost of Funds 1.29%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.04%
NPA Ratio 0.00%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 17.03%
Tier 1 Capital 17.03%
Total Capital Ratio 18.28%
Leverage Ratio 10.43%
Loan-to-Deposit 66.59%

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