THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND

CLEVELAND, OH | Regional | Est. Aug. 4, 1938, midnight | FDIC #30012 | RSSD #915878 | OCC
Latest Report: 2025-12-31

THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND is arn regional FDIC-insured commercial bank headquartered in CLEVELAND, OH, established in Aug. 4, 1938, midnight. As of 2025-12-31, the bank reported total assets of $17.5B and total deposits of $10.5B. Profitability stands at 0.50% ROA and 5.08% ROE, with a net interest margin of 1.87%. The bank's CET1 capital ratio is 15.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.25% and a Texas Ratio of 2.30%. FDIC Certificate #30012.

Assets

$17.5B

Deposits

$10.5B

Loans

$15.8B

Equity

$1.7B

Profitability

Return on Assets (ROA) 0.50%
Return on Equity (ROE) 5.08%
Net Interest Margin (NIM) 1.87%
Yield on Assets 4.95%
Cost of Funds 3.20%

Asset Quality

NPL Ratio 0.25%
Net Charge-Off Ratio -0.02%
Texas Ratio 2.30%
NPA Ratio 0.23%
ACL / Loans 0.47%

Capital & Liquidity

CET1 Ratio 15.82%
Tier 1 Capital 15.82%
Total Capital Ratio 16.79%
Leverage Ratio 9.81%
Loan-to-Deposit 150.20%

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