ANDERSON STATE BANK

ONEIDA, IL | Small | Est. Feb. 17, 1917, midnight | FDIC #10858 | RSSD #916343 | FDIC
Latest Report: 2025-12-31

ANDERSON STATE BANK is asn small FDIC-insured commercial bank headquartered in ONEIDA, IL, established in Feb. 17, 1917, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $86M. Profitability stands at 1.20% ROA and 7.48% ROE, with a net interest margin of 3.01%. The bank's CET1 capital ratio is 17.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10858.

Assets

$104M

Deposits

$86M

Loans

$47M

Equity

$18M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 7.48%
Net Interest Margin (NIM) 3.01%
Yield on Assets 4.09%
Cost of Funds 1.63%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.48%

Capital & Liquidity

CET1 Ratio 17.10%
Tier 1 Capital 17.10%
Total Capital Ratio 17.96%
Leverage Ratio 16.46%
Loan-to-Deposit 54.14%

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