BanksANDERSON STATE BANK

ANDERSON STATE BANK

ONEIDA, ILSmallEst. Feb. 17, 1917, midnightFDIC #10858RSSD #916343FDIC
Latest · 2025-12-31

ANDERSON STATE BANK is an FDIC-insured commercial bank headquartered in ONEIDA, IL, established in Feb. 17, 1917, midnight. As of 2025-12-31, the bank reported total assets of $104M and total deposits of $86M. Profitability stands at 1.20% ROA and 7.48% ROE, with a net interest margin of 3.01%. CET1 capital ratio: 17.10%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$104M
Deposits
$86M
Loans
$47M
Equity
$18M

Profitability

Return on Assets (ROA)1.20%
Return on Equity (ROE)7.48%
Net Interest Margin3.01%
Yield on Assets4.09%
Cost of Funds1.19%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.48%

Capital & Liquidity

CET1 Ratio17.10%
Tier 1 Capital17.10%
Total Capital Ratio17.96%
Leverage Ratio16.46%
Loan-to-Deposit54.14%

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