BNA BANK

NEW ALBANY, MS | Medium | Est. Jan. 1, 1896, midnight | FDIC #19448 | RSSD #916745 | FDIC
Latest Report: 2025-12-31

BNA BANK is amn medium FDIC-insured commercial bank headquartered in NEW ALBANY, MS, established in Jan. 1, 1896, midnight. As of 2025-12-31, the bank reported total assets of $853M and total deposits of $698M. Profitability stands at 0.64% ROA and 6.00% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 16.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.84% and a Texas Ratio of 11.39%. FDIC Certificate #19448.

Assets

$853M

Deposits

$698M

Loans

$542M

Equity

$88M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 6.00%
Net Interest Margin (NIM) 3.66%
Yield on Assets 5.80%
Cost of Funds 2.23%

Asset Quality

NPL Ratio 1.84%
Net Charge-Off Ratio 0.05%
Texas Ratio 11.39%
NPA Ratio 1.27%
ACL / Loans 1.43%

Capital & Liquidity

CET1 Ratio 16.88%
Tier 1 Capital 16.88%
Total Capital Ratio 18.13%
Leverage Ratio 11.78%
Loan-to-Deposit 77.68%

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