FIRSTOAK BANK

INDEPENDENCE, KS | Small | Est. Jan. 1, 1881, midnight | FDIC #4660 | RSSD #916857 | FED
Latest Report: 2025-12-31

FIRSTOAK BANK is asn small FDIC-insured commercial bank headquartered in INDEPENDENCE, KS, established in Jan. 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $241M and total deposits of $213M. Profitability stands at 1.50% ROA and 14.19% ROE, with a net interest margin of 5.38%. The bank's CET1 capital ratio is 9.58%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4660.

Assets

$241M

Deposits

$213M

Loans

$189M

Equity

$26M

Profitability

Return on Assets (ROA) 1.50%
Return on Equity (ROE) 14.19%
Net Interest Margin (NIM) 5.38%
Yield on Assets 6.72%
Cost of Funds 1.39%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 9.58%
Tier 1 Capital 9.58%
Total Capital Ratio 10.06%
Leverage Ratio 10.13%
Loan-to-Deposit 88.87%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required