FIRST NATIONAL BANK OF GROTON, THE

FIRST NATIONAL BANK OF GROTON, THE is asn small FDIC-insured commercial bank headquartered in GROTON, NY, established in May 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $203M and total deposits of $174M. Profitability stands at 1.22% ROA and 9.04% ROE, with a net interest margin of 4.76%. The bank's CET1 capital ratio is 13.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.48% and a Texas Ratio of 2.05%. FDIC Certificate #7085.