WILLIAMSTOWN BANK, INC. is asn small FDIC-insured commercial bank headquartered in WILLIAMSTOWN, WV, established in Jan. 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $228M and total deposits of $204M. Profitability stands at 0.78% ROA and 7.61% ROE, with a net interest margin of 4.30%. The bank's CET1 capital ratio is 10.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.93%. FDIC Certificate #14744.
Assets
$228M
Deposits
$204M
Loans
$187M
Equity
$23M
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