FIRST BANK OF OKARCHE, THE

OKARCHE, OK | Small | Est. Oct. 28, 1892, midnight | FDIC #1165 | RSSD #918150 | FDIC
Latest Report: 2025-12-31

FIRST BANK OF OKARCHE, THE is asn small FDIC-insured commercial bank headquartered in OKARCHE, OK, established in Oct. 28, 1892, midnight. As of 2025-12-31, the bank reported total assets of $138M and total deposits of $116M. Profitability stands at 2.15% ROA and 14.27% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 15.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #1165.

Assets

$138M

Deposits

$116M

Loans

$59M

Equity

$21M

Profitability

Return on Assets (ROA) 2.15%
Return on Equity (ROE) 14.27%
Net Interest Margin (NIM) 3.94%
Yield on Assets 4.81%
Cost of Funds 0.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.23%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.63%

Capital & Liquidity

CET1 Ratio 15.17%
Tier 1 Capital 15.17%
Total Capital Ratio 15.93%
Leverage Ratio 15.09%
Loan-to-Deposit 51.34%

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