NEW FOUNDATION SAVINGS BANK

CINCINNATI, OH | Micro | Est. Oct. 28, 1891, midnight | FDIC #32306 | RSSD #918776 | FDIC
Latest Report: 2025-12-31

NEW FOUNDATION SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in CINCINNATI, OH, established in Oct. 28, 1891, midnight. As of 2025-12-31, the bank reported total assets of $18M and total deposits of $14M. Profitability stands at 0.04% ROA and 0.29% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 15.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #32306.

Assets

$18M

Deposits

$14M

Loans

$14M

Equity

$3M

Profitability

Return on Assets (ROA) 0.04%
Return on Equity (ROE) 0.29%
Net Interest Margin (NIM) 3.25%
Yield on Assets 5.34%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.61%

Capital & Liquidity

CET1 Ratio 15.22%
Tier 1 Capital 15.22%
Total Capital Ratio 15.98%
Leverage Ratio 15.19%
Loan-to-Deposit 97.29%

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