ESB FINANCIAL is asn small FDIC-insured commercial bank headquartered in EMPORIA, KS, established in March 16, 1901, midnight. As of 2025-12-31, the bank reported total assets of $381M and total deposits of $331M. Profitability stands at 0.53% ROA and 6.42% ROE, with a net interest margin of 3.76%. The bank's CET1 capital ratio is 12.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.72% and a Texas Ratio of 13.06%. FDIC Certificate #16629.
Assets
$381M
Deposits
$331M
Loans
$255M
Equity
$31M
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