BANKOKOLONA

OKOLONA, MS | Small | Est. Jan. 31, 1931, midnight | FDIC #5902 | RSSD #919344 | FED
Latest Report: 2025-12-31

BANKOKOLONA is asn small FDIC-insured commercial bank headquartered in OKOLONA, MS, established in Jan. 31, 1931, midnight. As of 2025-12-31, the bank reported total assets of $346M and total deposits of $310M. Profitability stands at 1.18% ROA and 13.40% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 8.87%. Asset quality metrics show a non-performing loan ratio of 1.03% and a Texas Ratio of 7.15%. FDIC Certificate #5902.

Assets

$346M

Deposits

$310M

Loans

$240M

Equity

$32M

Profitability

Return on Assets (ROA) 1.18%
Return on Equity (ROE) 13.40%
Net Interest Margin (NIM) 3.68%
Yield on Assets 6.09%
Cost of Funds 2.45%

Asset Quality

NPL Ratio 1.03%
Net Charge-Off Ratio 0.15%
Texas Ratio 7.15%
NPA Ratio 0.72%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 8.87%
Tier 1 Capital 8.87%
Total Capital Ratio 9.32%
Leverage Ratio 10.17%
Loan-to-Deposit 77.38%

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