FARMERS STATE BANK OF CANTON

CANTON, SD | Micro | Est. Oct. 1, 1901, midnight | FDIC #11133 | RSSD #91950 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK OF CANTON is amn micro FDIC-insured commercial bank headquartered in CANTON, SD, established in Oct. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $82M and total deposits of $69M. Profitability stands at 0.57% ROA and 7.53% ROE, with a net interest margin of 2.71%. The bank's CET1 capital ratio is 15.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11133.

Assets

$82M

Deposits

$69M

Loans

$43M

Equity

$6M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 7.53%
Net Interest Margin (NIM) 2.71%
Yield on Assets 4.99%
Cost of Funds 2.69%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.57%

Capital & Liquidity

CET1 Ratio 15.11%
Tier 1 Capital 15.11%
Total Capital Ratio 15.65%
Leverage Ratio 8.39%
Loan-to-Deposit 62.99%

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