BANK OF DIXON COUNTY

PONCA, NE | Small | Est. Jan. 1, 1881, midnight | FDIC #14912 | RSSD #920359 | FDIC
Latest Report: 2025-12-31

BANK OF DIXON COUNTY is asn small FDIC-insured commercial bank headquartered in PONCA, NE, established in Jan. 1, 1881, midnight. As of 2025-12-31, the bank reported total assets of $133M and total deposits of $114M. Profitability stands at 1.58% ROA and 11.73% ROE, with a net interest margin of 4.32%. The bank's CET1 capital ratio is 21.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.92% and a Texas Ratio of 9.17%. FDIC Certificate #14912.

Assets

$133M

Deposits

$114M

Loans

$90M

Equity

$18M

Profitability

Return on Assets (ROA) 1.58%
Return on Equity (ROE) 11.73%
Net Interest Margin (NIM) 4.32%
Yield on Assets 6.24%
Cost of Funds 2.05%

Asset Quality

NPL Ratio 1.92%
Net Charge-Off Ratio 0.10%
Texas Ratio 9.17%
NPA Ratio 1.31%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 21.78%
Tier 1 Capital 21.78%
Total Capital Ratio 23.03%
Leverage Ratio 14.11%
Loan-to-Deposit 79.46%

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