WEST CENTRAL BANK is asn small FDIC-insured commercial bank headquartered in ASHLAND, IL, established in June 12, 1933, midnight. As of 2025-12-31, the bank reported total assets of $246M and total deposits of $208M. Profitability stands at 0.33% ROA and 3.59% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 8.46%. Asset quality metrics show a non-performing loan ratio of 2.26% and a Texas Ratio of 17.52%. FDIC Certificate #10853.
Assets
$246M
Deposits
$208M
Loans
$183M
Equity
$22M
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