FIRST AMERICAN BANK AND TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in ATHENS, GA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $853M and total deposits of $721M. Profitability stands at 2.18% ROA and 16.87% ROE, with a net interest margin of 4.93%. The bank's CET1 capital ratio is 17.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.01%. FDIC Certificate #16858.
Assets
$853M
Deposits
$721M
Loans
$665M
Equity
$112M
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