FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG

GREENSBURG, IN | Small | Est. Jan. 1, 1883, midnight | FDIC #30058 | RSSD #921879 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF GREENSBURG is asn small FDIC-insured commercial bank headquartered in GREENSBURG, IN, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $151M and total deposits of $134M. Profitability stands at 0.56% ROA and 4.85% ROE, with a net interest margin of 2.95%. The bank's CET1 capital ratio is 23.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.07% and a Texas Ratio of 4.86%. FDIC Certificate #30058.

Assets

$151M

Deposits

$134M

Loans

$86M

Equity

$18M

Profitability

Return on Assets (ROA) 0.56%
Return on Equity (ROE) 4.85%
Net Interest Margin (NIM) 2.95%
Yield on Assets 4.35%
Cost of Funds 1.46%

Asset Quality

NPL Ratio 1.07%
Net Charge-Off Ratio 0.01%
Texas Ratio 4.86%
NPA Ratio 0.60%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 23.77%
Tier 1 Capital 23.77%
Total Capital Ratio 25.02%
Leverage Ratio 12.56%
Loan-to-Deposit 64.07%

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