FARMERS STATE BANK is amn micro FDIC-insured commercial bank headquartered in ELMWOOD, IL, established in Dec. 6, 1864, midnight. As of 2025-12-31, the bank reported total assets of $68M and total deposits of $60M. Profitability stands at 0.40% ROA and 11.20% ROE, with a net interest margin of 3.38%. The bank's CET1 capital ratio is 13.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.69% and a Texas Ratio of 43.53%. FDIC Certificate #12107.
Assets
$68M
Deposits
$60M
Loans
$36M
Equity
$3M
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