FIRST NATIONAL BANK IN FRANKFORT

FRANKFORT, KS | Micro | Est. March 2, 1921, midnight | FDIC #4668 | RSSD #923350 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN FRANKFORT is amn micro FDIC-insured commercial bank headquartered in FRANKFORT, KS, established in March 2, 1921, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $57M. Profitability stands at 0.64% ROA and 10.59% ROE, with a net interest margin of 3.55%. The bank's CET1 capital ratio is 6.26%, below regulatory well-capitalized thresholds. Asset quality metrics show a non-performing loan ratio of 0.61% and a Texas Ratio of 4.46%. FDIC Certificate #4668. The institution operates 1 domestic branch.

Assets

$62M

Deposits

$57M

Loans

$32M

Equity

$4M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 10.59%
Net Interest Margin (NIM) 3.55%
Yield on Assets 5.33%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.61%
Net Charge-Off Ratio -0.10%
Texas Ratio 4.46%
NPA Ratio 0.31%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 6.26%
Tier 1 Capital 6.26%
Total Capital Ratio 6.57%
Leverage Ratio 10.49%
Loan-to-Deposit 54.99%

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