BanksFIRST NATIONAL BANK IN FRANKFORT

FIRST NATIONAL BANK IN FRANKFORT

FRANKFORT, KSMicroEst. March 2, 1921, midnightFDIC #4668RSSD #923350OCC
Latest · 2025-12-31

FIRST NATIONAL BANK IN FRANKFORT is an FDIC-insured commercial bank headquartered in FRANKFORT, KS, established in March 2, 1921, midnight. As of 2025-12-31, the bank reported total assets of $62M and total deposits of $57M. Profitability stands at 0.64% ROA and 10.59% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 6.26%, below the well-capitalized threshold. NPL ratio: 0.61% · Texas Ratio: 4.46%. Operates 1 domestic branch.

Assets
$62M
Deposits
$57M
Loans
$32M
Equity
$4M

Profitability

Return on Assets (ROA)0.64%
Return on Equity (ROE)10.59%
Net Interest Margin3.55%
Yield on Assets5.33%
Cost of Funds1.76%

Asset Quality

NPL Ratio0.61%
Net Charge-Off Ratio-0.10%
Texas Ratio4.46%
NPA Ratio0.31%
ACL / Loans1.42%

Capital & Liquidity

CET1 Ratio6.26%
Tier 1 Capital6.26%
Total Capital Ratio6.57%
Leverage Ratio10.49%
Loan-to-Deposit54.99%

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