COMMUNITY NATIONAL BANK & TRUST

CHANUTE, KS | Large | Est. Sept. 4, 1987, midnight | FDIC #27046 | RSSD #923752 | OCC
Latest Report: 2025-12-31

COMMUNITY NATIONAL BANK & TRUST is aln large FDIC-insured commercial bank headquartered in CHANUTE, KS, established in Sept. 4, 1987, midnight. As of 2025-12-31, the bank reported total assets of $2.5B and total deposits of $2.1B. Profitability stands at 1.15% ROA and 13.20% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 12.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.77% and a Texas Ratio of 5.53%. FDIC Certificate #27046.

Assets

$2.5B

Deposits

$2.1B

Loans

$1.6B

Equity

$214M

Profitability

Return on Assets (ROA) 1.15%
Return on Equity (ROE) 13.20%
Net Interest Margin (NIM) 4.06%
Yield on Assets 6.12%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 0.77%
Net Charge-Off Ratio 0.18%
Texas Ratio 5.53%
NPA Ratio 0.52%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 12.82%
Tier 1 Capital 12.82%
Total Capital Ratio 14.01%
Leverage Ratio 8.85%
Loan-to-Deposit 76.61%

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