STATE BANK OF PEARL CITY, THE

STATE BANK OF PEARL CITY, THE is amn micro FDIC-insured commercial bank headquartered in PEARL CITY, IL, established in Dec. 8, 1945, midnight. As of 2025-12-31, the bank reported total assets of $69M and total deposits of $62M. Profitability stands at -0.88% ROA and -8.77% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 10.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.85% and a Texas Ratio of 3.47%. FDIC Certificate #16344.