JACKSBORO NATIONAL BANK, THE

JACKSBORO, TX | Small | Est. Jan. 1, 1905, midnight | FDIC #3275 | RSSD #924058 | OCC
Latest Report: 2025-12-31

JACKSBORO NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in JACKSBORO, TX, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $295M and total deposits of $271M. Profitability stands at 1.66% ROA and 21.02% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 19.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.02%. FDIC Certificate #3275.

Assets

$295M

Deposits

$271M

Loans

$147M

Equity

$23M

Profitability

Return on Assets (ROA) 1.66%
Return on Equity (ROE) 21.02%
Net Interest Margin (NIM) 3.86%
Yield on Assets 5.48%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.02%
NPA Ratio 0.00%
ACL / Loans 1.55%

Capital & Liquidity

CET1 Ratio 19.36%
Tier 1 Capital 19.36%
Total Capital Ratio 20.61%
Leverage Ratio 10.63%
Loan-to-Deposit 54.47%

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