FIRST STATE BANK

FIRST STATE BANK is amn medium FDIC-insured commercial bank headquartered in WAYNESBORO, MS, established in May 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $950M and total deposits of $852M. Profitability stands at 0.38% ROA and 3.94% ROE, with a net interest margin of 2.95%. The bank's CET1 capital ratio is 7.85%. Asset quality metrics show a non-performing loan ratio of 1.27% and a Texas Ratio of 9.71%. FDIC Certificate #15663. The institution operates 1 domestic branch.