BanksCOMMERCIAL STATE BANK

COMMERCIAL STATE BANK

REPUBLICAN CITY, NEMicroEst. Jan. 1, 1903, midnightFDIC #1986RSSD #924553FDIC
Latest · 2025-12-31

COMMERCIAL STATE BANK is an FDIC-insured commercial bank headquartered in REPUBLICAN CITY, NE, established in Jan. 1, 1903, midnight. As of 2025-12-31, the bank reported total assets of $75M and total deposits of $50M. Profitability stands at -0.95% ROA and -3.80% ROE, with a net interest margin of 2.72%. CET1 capital ratio: 25.70%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$75M
Deposits
$50M
Loans
$22M
Equity
$19M

Profitability

Return on Assets (ROA)-0.95%
Return on Equity (ROE)-3.80%
Net Interest Margin2.72%
Yield on Assets5.20%
Cost of Funds3.14%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.10%

Capital & Liquidity

CET1 Ratio25.70%
Tier 1 Capital25.70%
Total Capital Ratio26.98%
Leverage Ratio27.90%
Loan-to-Deposit43.99%

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