CALDWELL BANK & TRUST COMPANY

COLUMBIA, LA | Small | Est. Jan. 1, 1902, midnight | FDIC #11785 | RSSD #925354 | FDIC
Latest Report: 2025-12-31

CALDWELL BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in COLUMBIA, LA, established in Jan. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $285M and total deposits of $252M. Profitability stands at 0.80% ROA and 8.15% ROE, with a net interest margin of 4.44%. The bank's CET1 capital ratio is 9.71%. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 5.23%. FDIC Certificate #11785.

Assets

$285M

Deposits

$252M

Loans

$204M

Equity

$28M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 8.15%
Net Interest Margin (NIM) 4.44%
Yield on Assets 7.13%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.36%
Texas Ratio 5.23%
NPA Ratio 0.56%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 9.71%
Tier 1 Capital 9.71%
Total Capital Ratio 10.19%
Leverage Ratio 9.80%
Loan-to-Deposit 80.81%

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