SUMITOMO MITSUI TRUST BANK (U.S.A.) LIMITED

HOBOKEN, NJ | Large | Est. Sept. 21, 1987, midnight | FDIC #27054 | RSSD #925411 | FDIC
Latest Report: 2025-12-31

SUMITOMO MITSUI TRUST BANK (U.S.A.) LIMITED is aln large FDIC-insured commercial bank headquartered in HOBOKEN, NJ, established in Sept. 21, 1987, midnight. As of 2025-12-31, the bank reported total assets of $3.8B and total deposits of $3.2B. Profitability stands at 1.77% ROA and 13.28% ROE, with a net interest margin of 2.28%. The bank's CET1 capital ratio is 41.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #27054.

Assets

$3.8B

Deposits

$3.2B

Loans

$376K

Equity

$550M

Profitability

Return on Assets (ROA) 1.77%
Return on Equity (ROE) 13.28%
Net Interest Margin (NIM) 2.28%
Yield on Assets 3.63%
Cost of Funds --

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.00%

Capital & Liquidity

CET1 Ratio 41.04%
Tier 1 Capital 41.04%
Total Capital Ratio 41.04%
Leverage Ratio 14.50%
Loan-to-Deposit 0.01%

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