STATE BANK OF SCOTIA

STATE BANK OF SCOTIA is amn micro FDIC-insured commercial bank headquartered in SCOTIA, NE, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $45M. Profitability stands at -0.76% ROA and -3.58% ROE, with a net interest margin of 2.91%. The bank's CET1 capital ratio is 33.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.44% and a Texas Ratio of 8.04%. FDIC Certificate #14069.