WINDSOR FEDERAL BANK

WINDSOR, CT | Medium | Est. Jan. 1, 1935, midnight | FDIC #29632 | RSSD #92676 | OCC
Latest Report: 2025-12-31

WINDSOR FEDERAL BANK is amn medium FDIC-insured commercial bank headquartered in WINDSOR, CT, established in Jan. 1, 1935, midnight. As of 2025-12-31, the bank reported total assets of $875M and total deposits of $707M. Profitability stands at 0.71% ROA and 7.88% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 8.91%. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 5.69%. FDIC Certificate #29632.

Assets

$875M

Deposits

$707M

Loans

$691M

Equity

$79M

Profitability

Return on Assets (ROA) 0.71%
Return on Equity (ROE) 7.88%
Net Interest Margin (NIM) 3.62%
Yield on Assets 4.95%
Cost of Funds 1.37%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.09%
Texas Ratio 5.69%
NPA Ratio 0.55%
ACL / Loans 0.85%

Capital & Liquidity

CET1 Ratio 8.91%
Tier 1 Capital 8.91%
Total Capital Ratio 9.36%
Leverage Ratio 10.05%
Loan-to-Deposit 97.71%

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