BANK OF COUSHATTA

COUSHATTA, LA | Small | Est. Aug. 1, 1897, midnight | FDIC #8531 | RSSD #926959 | FDIC
Latest Report: 2025-12-31

BANK OF COUSHATTA is asn small FDIC-insured commercial bank headquartered in COUSHATTA, LA, established in Aug. 1, 1897, midnight. As of 2025-12-31, the bank reported total assets of $318M and total deposits of $245M. Profitability stands at 0.48% ROA and 5.76% ROE, with a net interest margin of 2.67%. The bank's CET1 capital ratio is 14.28%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.02% and a Texas Ratio of 8.72%. FDIC Certificate #8531.

Assets

$318M

Deposits

$245M

Loans

$139M

Equity

$27M

Profitability

Return on Assets (ROA) 0.48%
Return on Equity (ROE) 5.76%
Net Interest Margin (NIM) 2.67%
Yield on Assets 4.89%
Cost of Funds 2.67%

Asset Quality

NPL Ratio 1.02%
Net Charge-Off Ratio -0.03%
Texas Ratio 8.72%
NPA Ratio 0.78%
ACL / Loans 1.47%

Capital & Liquidity

CET1 Ratio 14.28%
Tier 1 Capital 14.28%
Total Capital Ratio 15.27%
Leverage Ratio 9.55%
Loan-to-Deposit 56.77%

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