SUGAR RIVER BANK

NEWPORT, NH | Small | Est. Jan. 1, 1895, midnight | FDIC #18028 | RSSD #92706 | FDIC
Latest Report: 2025-12-31

SUGAR RIVER BANK is asn small FDIC-insured commercial bank headquartered in NEWPORT, NH, established in Jan. 1, 1895, midnight. As of 2025-12-31, the bank reported total assets of $416M and total deposits of $354M. Profitability stands at 0.67% ROA and 5.87% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 11.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 0.96%. FDIC Certificate #18028.

Assets

$416M

Deposits

$354M

Loans

$289M

Equity

$47M

Profitability

Return on Assets (ROA) 0.67%
Return on Equity (ROE) 5.87%
Net Interest Margin (NIM) 3.74%
Yield on Assets 4.95%
Cost of Funds 1.28%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.43%
Texas Ratio 0.96%
NPA Ratio 0.11%
ACL / Loans 0.56%

Capital & Liquidity

CET1 Ratio 11.39%
Tier 1 Capital 11.39%
Total Capital Ratio 11.96%
Leverage Ratio 14.08%
Loan-to-Deposit 81.52%

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