BanksMONROE SAVINGS BANK

MONROE SAVINGS BANK

WILLIAMSTOWN, NJSmallEst. Jan. 1, 1870, midnightFDIC #30103RSSD #927077FDIC
Latest · 2025-12-31

MONROE SAVINGS BANK is an FDIC-insured commercial bank headquartered in WILLIAMSTOWN, NJ, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $88M. Profitability stands at 0.68% ROA and 5.03% ROE, with a net interest margin of 3.73%. CET1 capital ratio: 23.79%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.52%. Operates 2 domestic branches.

Assets
$114M
Deposits
$88M
Loans
$88M
Equity
$15M

Profitability

Return on Assets (ROA)0.68%
Return on Equity (ROE)5.03%
Net Interest Margin3.73%
Yield on Assets5.76%
Cost of Funds2.18%

Asset Quality

NPL Ratio0.10%
Net Charge-Off Ratio0.13%
Texas Ratio0.52%
NPA Ratio0.08%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio23.79%
Tier 1 Capital23.79%
Total Capital Ratio25.05%
Leverage Ratio13.87%
Loan-to-Deposit99.72%

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