CITIZENS AND FARMERS BANK is aln large FDIC-insured commercial bank headquartered in WEST POINT, VA, established in Feb. 1, 1927, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.4B. Profitability stands at 1.14% ROA and 9.97% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 13.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.98%. FDIC Certificate #10363.
Assets
$2.7B
Deposits
$2.4B
Loans
$2.1B
Equity
$314M
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