AMERISERV FINANCIAL BANK is aln large FDIC-insured commercial bank headquartered in JOHNSTOWN, PA, established in Sept. 23, 1933, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 0.76% ROA and 7.96% ROE, with a net interest margin of 3.34%. The bank's CET1 capital ratio is 11.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 5.36%. FDIC Certificate #7542.
Assets
$1.4B
Deposits
$1.2B
Loans
$1.0B
Equity
$141M
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