BanksBANK OF CATTARAUGUS

BANK OF CATTARAUGUS

CATTARAUGUS, NYMicroEst. March 30, 1882, midnightFDIC #9406RSSD #92902FED
Latest · 2025-12-31

BANK OF CATTARAUGUS is an FDIC-insured commercial bank headquartered in CATTARAUGUS, NY, established in March 30, 1882, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $24M. Profitability stands at -0.16% ROA and -1.44% ROE, with a net interest margin of 6.48%. CET1 capital ratio: 17.38%, well above regulatory minimums. NPL ratio: 0.81% · Texas Ratio: 5.46%. Operates 1 domestic branch.

Assets
$27M
Deposits
$24M
Loans
$17M
Equity
$3M

Profitability

Return on Assets (ROA)-0.16%
Return on Equity (ROE)-1.44%
Net Interest Margin6.48%
Yield on Assets7.04%
Cost of Funds0.58%

Asset Quality

NPL Ratio0.81%
Net Charge-Off Ratio-0.01%
Texas Ratio5.46%
NPA Ratio0.71%
ACL / Loans1.25%

Capital & Liquidity

CET1 Ratio17.38%
Tier 1 Capital17.38%
Total Capital Ratio18.49%
Leverage Ratio10.59%
Loan-to-Deposit70.99%

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