BELL BANK

FARGO, ND | Regional | Est. May 6, 1966, midnight | FDIC #19581 | RSSD #929352 | FDIC
Latest Report: 2025-12-31

BELL BANK is arn regional FDIC-insured commercial bank headquartered in FARGO, ND, established in May 6, 1966, midnight. As of 2025-12-31, the bank reported total assets of $14.4B and total deposits of $12.4B. Profitability stands at 0.49% ROA and 4.94% ROE, with a net interest margin of 2.75%. The bank's CET1 capital ratio is 11.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.88% and a Texas Ratio of 7.23%. FDIC Certificate #19581.

Assets

$14.4B

Deposits

$12.4B

Loans

$12.5B

Equity

$1.4B

Profitability

Return on Assets (ROA) 0.49%
Return on Equity (ROE) 4.94%
Net Interest Margin (NIM) 2.75%
Yield on Assets 5.40%
Cost of Funds 3.45%

Asset Quality

NPL Ratio 0.88%
Net Charge-Off Ratio 0.02%
Texas Ratio 7.23%
NPA Ratio 0.77%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 11.49%
Tier 1 Capital 11.49%
Total Capital Ratio 12.60%
Leverage Ratio 9.77%
Loan-to-Deposit 100.89%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required