HOME BANK, NATIONAL ASSOCIATION

LAFAYETTE, LA | Large | Est. Jan. 1, 1908, midnight | FDIC #28094 | RSSD #929978 | OCC
Latest Report: 2025-12-31

HOME BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in LAFAYETTE, LA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $3.5B and total deposits of $3.0B. Profitability stands at 1.40% ROA and 10.37% ROE, with a net interest margin of 4.36%. The bank's CET1 capital ratio is 14.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.24% and a Texas Ratio of 7.13%. FDIC Certificate #28094.

Assets

$3.5B

Deposits

$3.0B

Loans

$2.7B

Equity

$472M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 10.37%
Net Interest Margin (NIM) 4.36%
Yield on Assets 6.08%
Cost of Funds 2.53%

Asset Quality

NPL Ratio 1.24%
Net Charge-Off Ratio 0.03%
Texas Ratio 7.13%
NPA Ratio 1.04%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 14.09%
Tier 1 Capital 14.09%
Total Capital Ratio 15.29%
Leverage Ratio 11.84%
Loan-to-Deposit 92.11%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required