BanksHOME BANK, NATIONAL ASSOCIATION

HOME BANK, NATIONAL ASSOCIATION

LAFAYETTE, LALargeEst. Jan. 1, 1908, midnightFDIC #28094RSSD #929978OCC
Latest · 2025-12-31

HOME BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in LAFAYETTE, LA, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $3.5B and total deposits of $3.0B. Profitability stands at 1.40% ROA and 10.37% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 14.09%, well above regulatory minimums. NPL ratio: 1.24% · Texas Ratio: 7.13%. Operates 42 domestic branches.

Assets
$3.5B
Deposits
$3.0B
Loans
$2.7B
Equity
$472M

Profitability

Return on Assets (ROA)1.40%
Return on Equity (ROE)10.37%
Net Interest Margin4.36%
Yield on Assets6.08%
Cost of Funds1.85%

Asset Quality

NPL Ratio1.24%
Net Charge-Off Ratio0.03%
Texas Ratio7.13%
NPA Ratio1.04%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio14.09%
Tier 1 Capital14.09%
Total Capital Ratio15.29%
Leverage Ratio11.84%
Loan-to-Deposit92.11%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required