BANK OF PONTIAC

BANK OF PONTIAC is aln large FDIC-insured commercial bank headquartered in PONTIAC, IL, established in Sept. 6, 1947, midnight. As of 2025-12-31, the bank reported total assets of $1.2B and total deposits of $1.0B. Profitability stands at 1.54% ROA and 13.56% ROE, with a net interest margin of 4.13%. The bank's CET1 capital ratio is 13.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.01%. FDIC Certificate #16982.