CLB THE COMMUNITY BANK

JONESVILLE, LA | Small | Est. Oct. 5, 1907, midnight | FDIC #10532 | RSSD #930853 | FDIC
Latest Report: 2025-12-31

CLB THE COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in JONESVILLE, LA, established in Oct. 5, 1907, midnight. As of 2025-12-31, the bank reported total assets of $328M and total deposits of $292M. Profitability stands at 1.42% ROA and 13.18% ROE, with a net interest margin of 4.69%. The bank's CET1 capital ratio is 10.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.82% and a Texas Ratio of 12.65%. FDIC Certificate #10532.

Assets

$328M

Deposits

$292M

Loans

$214M

Equity

$35M

Profitability

Return on Assets (ROA) 1.42%
Return on Equity (ROE) 13.18%
Net Interest Margin (NIM) 4.69%
Yield on Assets 6.37%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 1.82%
Net Charge-Off Ratio 0.15%
Texas Ratio 12.65%
NPA Ratio 1.45%
ACL / Loans 1.20%

Capital & Liquidity

CET1 Ratio 10.67%
Tier 1 Capital 10.67%
Total Capital Ratio 11.20%
Leverage Ratio 11.28%
Loan-to-Deposit 73.29%

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