CENTRAL BANK ILLINOIS

GENESEO, IL | Large | Est. Feb. 1, 1907, midnight | FDIC #11670 | RSSD #931038 | FDIC
Latest Report: 2025-12-31

CENTRAL BANK ILLINOIS is aln large FDIC-insured commercial bank headquartered in GENESEO, IL, established in Feb. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.0B. Profitability stands at 1.18% ROA and 11.42% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 9.08%. Asset quality metrics show a non-performing loan ratio of 0.93% and a Texas Ratio of 5.84%. FDIC Certificate #11670.

Assets

$1.4B

Deposits

$1.0B

Loans

$995M

Equity

$148M

Profitability

Return on Assets (ROA) 1.18%
Return on Equity (ROE) 11.42%
Net Interest Margin (NIM) 3.82%
Yield on Assets 5.83%
Cost of Funds 2.37%

Asset Quality

NPL Ratio 0.93%
Net Charge-Off Ratio 0.19%
Texas Ratio 5.84%
NPA Ratio 0.65%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 9.08%
Tier 1 Capital 9.08%
Total Capital Ratio 9.54%
Leverage Ratio 10.57%
Loan-to-Deposit 95.48%

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