HODGE BANK & TRUST COMPANY

HODGE, LA | Small | Est. Jan. 26, 1965, midnight | FDIC #19354 | RSSD #931355 | FDIC
Latest Report: 2025-12-31

HODGE BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in HODGE, LA, established in Jan. 26, 1965, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $98M. Profitability stands at 1.56% ROA and 9.93% ROE, with a net interest margin of 5.28%. The bank's CET1 capital ratio is 15.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.36% and a Texas Ratio of 10.12%. FDIC Certificate #19354.

Assets

$117M

Deposits

$98M

Loans

$82M

Equity

$18M

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 9.93%
Net Interest Margin (NIM) 5.28%
Yield on Assets 7.48%
Cost of Funds 2.77%

Asset Quality

NPL Ratio 2.36%
Net Charge-Off Ratio 0.39%
Texas Ratio 10.12%
NPA Ratio 1.65%
ACL / Loans 1.80%

Capital & Liquidity

CET1 Ratio 15.10%
Tier 1 Capital 15.10%
Total Capital Ratio 15.85%
Leverage Ratio 15.66%
Loan-to-Deposit 82.89%

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