BanksHODGE BANK & TRUST COMPANY

HODGE BANK & TRUST COMPANY

HODGE, LASmallEst. Jan. 26, 1965, midnightFDIC #19354RSSD #931355FDIC
Latest · 2025-12-31

HODGE BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in HODGE, LA, established in Jan. 26, 1965, midnight. As of 2025-12-31, the bank reported total assets of $117M and total deposits of $98M. Profitability stands at 1.56% ROA and 9.93% ROE, with a net interest margin of 5.28%. CET1 capital ratio: 15.10%, well above regulatory minimums. NPL ratio: 2.36% · Texas Ratio: 10.12%. Operates 1 domestic branch.

Assets
$117M
Deposits
$98M
Loans
$82M
Equity
$18M

Profitability

Return on Assets (ROA)1.56%
Return on Equity (ROE)9.93%
Net Interest Margin5.28%
Yield on Assets7.48%
Cost of Funds2.42%

Asset Quality

NPL Ratio2.36%
Net Charge-Off Ratio0.39%
Texas Ratio10.12%
NPA Ratio1.65%
ACL / Loans1.80%

Capital & Liquidity

CET1 Ratio15.10%
Tier 1 Capital15.10%
Total Capital Ratio15.85%
Leverage Ratio15.66%
Loan-to-Deposit82.89%

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