FIRST COMMUNITY BANK is asn small FDIC-insured commercial bank headquartered in HARBOR SPRINGS, MI, established in Nov. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $403M and total deposits of $353M. Profitability stands at 2.14% ROA and 21.64% ROE, with a net interest margin of 5.32%. The bank's CET1 capital ratio is 12.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #13179.
Assets
$403M
Deposits
$353M
Loans
$329M
Equity
$41M
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