ALERUS FINANCIAL, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in GRAND FORKS, ND, established in Sept. 30, 1933, midnight. As of 2025-12-31, the bank reported total assets of $5.2B and total deposits of $4.2B. Profitability stands at -2.43% ROA and -22.97% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 10.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.63% and a Texas Ratio of 10.68%. FDIC Certificate #3931.
Assets
$5.2B
Deposits
$4.2B
Loans
$4.1B
Equity
$561M
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